Rafael leads the Financial Regulation and Insurance and Reinsurance practices at the firm. His professional practice centers on banking regulation, insurance and reinsurance, bankruptcy, complex disputes, transactions, and foreign investment matters. In this capacity, Rafael regularly provides counsel on financing and collateral transactions, as well as on Financial System regulation. This includes handling applications for organizational and operating authorizations for regulated entities, corporate restructuring arrangements, and voluntary corporate restructuring and liquidation transactions. Additionally, he advises on Insurance System transactions, including reinsurance deals, investments, and insurance regulation. Rafael offers expert counsel in bankruptcy matters, having participated in intricate and cross-border bankruptcy proceedings related to corporate restructuring and market exits. His extensive client portfolio encompasses global corporations in the financial sector, along with various financial and insurance institutions operating in Peru and the broader region. In 1999, Rafael was among the founding members of Miranda & Amado. Prior to that, he served as an associate at Mayer, Brown & Platt (Chicago) in 1997 and as Deputy Legal Counsel at BBVA Banco Continental from 1994 to 1995. He also acts as a special attorney in Peru for several foreign banking and financial institutions, multilateral organizations, and transnational corporations. Rafael earned his Law Degree with Honors from Universidad Católica de Santa María, Arequipa in 1992. From 2000 to 2003, he served as a professor of Financial System Regulation at Universidad Peruana de Ciencias Aplicadas. In 1999, he was a visiting professor of Banking Law at Universidad de Piura (Piura campus). He is a native Spanish speaker and is fluent in English.
